So I did the math. To pay off $80,000+ in debt/loans on a $40k/yr salary with bare minimum rent/gas/food/utilities and no fun/life/shopping at all, it would take me 30 years. 30 years. Daunting.
I am not comfortable planning the next 30 years of my life.
That is longer than I have lived.
And I sure as hell know I wont last a week on bare minimum. A girl's got to live a little, no? So this is not going to work. But that's ok. First order of business in loving yourself and having more confidence is accepting who you are. Therefore I, Summer Berdin, accept that I will go out and have fun and be happy at the expense of paying off my financial woes in a timely matter. And as part of that acceptance, I promise to:
1. stay responsible and pay my loan payments first
2. stop worrying about having credit/loan debt
3. use my education to further my money making opportunities, and put all those extra monies towards loan payments
Not bad, eh? Now all I gotta do is start making that $40k a year again.
P.S. I looked him up on the internet. His processing photo is heartbreaking. There is something in his eyes that looks so sad. I couldn't sleep at all last night. He could be an amazing man - he just needs to have faith in himself again.
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